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Wymsey

Also in the News - Part 2

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I saw something a while ago that stated 2/3 of adults break the law at least 30 times per year. 
 

The bizarre list included:

 

1. Drinking alcohol under the age of 18

2. Swearing or gesturing to other road users

3. Eating or drinking while driving

4. Parking partly on a pavement (illegal in London)

5. Cycling on pavements

6. Speeding while driving

7. Pocketing change when given wrong amount

8. Beeping a horn for any reason other than alerting traffic

9. Being drunk on the street, in a pub or in a restaurant

10. Changing a CD while driving

11. Having sex in a public place

12. Buying cigarettes under the age of 18

13. Dropping litter

14. Taking illegal drugs

15. Playing knock a door run

16. Not wearing a seat belt on a car journey

17. Using a mobile phone while driving

18. Cycling without lights after dark

19. Parking on double yellow lines

20. Driving through a red light

21. Not paying for a carrier bag at a self-service checkout

22. Having sex before the age of 16

23. Watching television without a licence

24. Using someone else's wifi without them knowing

25. Smoking in a non-smoking area

26. Bagging an item at the self-service till without paying for it

27. Taking a child out of school for a holiday without the headteacher's permission

28. Not informing the DVLA of a change of name or address

29. Not cleaning up after your dog has pooed on a public path

30. Cycling through a red light

31. Fiddling expenses

32. Sing a crude football chant in the street

33. Fishing without a licence

34. Parking opposite a junction

35. Putting on makeup while driving

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6 hours ago, Jon the Hat said:

Certainly good news.  I wonder if it goes far enough.  Rumours that they will increase the rate paid as well which also helps.  This is a classic example of spending which pays for itself - assuming it continues to be targeted at people where both parents, or a single parent is working.

No changes on the minimum wage or the £100k threshold. Pretty annoying you could have 2 parents earning £95k each and qualify then another couple doesn’t because one earner is over the £100k threshold. 

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25 minutes ago, Tommy G said:

For walking my dog off the lead? Tbh I couldn’t care less 

Ahh privilege....Perhaps you can let me know your list of laws i can can ignore and violate and not expect punishement if caught.

Edited by ozleicester
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3 hours ago, Sly said:

I saw something a while ago that stated 2/3 of adults break the law at least 30 times per year. 
 

The bizarre list included:

 

1. Drinking alcohol under the age of 18

2. Swearing or gesturing to other road users

3. Eating or drinking while driving

4. Parking partly on a pavement (illegal in London)

5. Cycling on pavements

6. Speeding while driving

7. Pocketing change when given wrong amount

8. Beeping a horn for any reason other than alerting traffic

9. Being drunk on the street, in a pub or in a restaurant

10. Changing a CD while driving

11. Having sex in a public place

12. Buying cigarettes under the age of 18

13. Dropping litter

14. Taking illegal drugs

15. Playing knock a door run

16. Not wearing a seat belt on a car journey

17. Using a mobile phone while driving

18. Cycling without lights after dark

19. Parking on double yellow lines

20. Driving through a red light

21. Not paying for a carrier bag at a self-service checkout

22. Having sex before the age of 16

23. Watching television without a licence

24. Using someone else's wifi without them knowing

25. Smoking in a non-smoking area

26. Bagging an item at the self-service till without paying for it

27. Taking a child out of school for a holiday without the headteacher's permission

28. Not informing the DVLA of a change of name or address

29. Not cleaning up after your dog has pooed on a public path

30. Cycling through a red light

31. Fiddling expenses

32. Sing a crude football chant in the street

33. Fishing without a licence

34. Parking opposite a junction

35. Putting on makeup while driving

Some of these are dangerous and some affect the quality of life for others.

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3 hours ago, Tommy G said:

For walking my dog off the lead? Tbh I couldn’t care less 

You might be if someone else did it and your child was knocked over by a dog in the park. With rights come responsibility. There are lot of people not caring enough.

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5 hours ago, ozleicester said:

Ahh privilege....Perhaps you can let me know your list of laws i can can ignore and violate and not expect punishement if caught.

If I was in Australia I’d be drinking a lager and on the beach not worrying about someone walking their dog off the lead in the U.K. 

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6 hours ago, Sly said:

I saw something a while ago that stated 2/3 of adults break the law at least 30 times per year. 
 

The bizarre list included:

 

1. Drinking alcohol under the age of 18

2. Swearing or gesturing to other road users

3. Eating or drinking while driving

4. Parking partly on a pavement (illegal in London)

5. Cycling on pavements

6. Speeding while driving

7. Pocketing change when given wrong amount

8. Beeping a horn for any reason other than alerting traffic

9. Being drunk on the street, in a pub or in a restaurant

10. Changing a CD while driving

11. Having sex in a public place

12. Buying cigarettes under the age of 18

13. Dropping litter

14. Taking illegal drugs

15. Playing knock a door run

16. Not wearing a seat belt on a car journey

17. Using a mobile phone while driving

18. Cycling without lights after dark

19. Parking on double yellow lines

20. Driving through a red light

21. Not paying for a carrier bag at a self-service checkout

22. Having sex before the age of 16

23. Watching television without a licence

24. Using someone else's wifi without them knowing

25. Smoking in a non-smoking area

26. Bagging an item at the self-service till without paying for it

27. Taking a child out of school for a holiday without the headteacher's permission

28. Not informing the DVLA of a change of name or address

29. Not cleaning up after your dog has pooed on a public path

30. Cycling through a red light

31. Fiddling expenses

32. Sing a crude football chant in the street

33. Fishing without a licence

34. Parking opposite a junction

35. Putting on makeup while driving

Being drunk in a pub is against the law? I never knew that.

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9 minutes ago, Innovindil said:

I take back my excitement. Sigh. 

It’s like being offered a tenner and someone ripping it up in front of your face. I guess logistically nurseries need time to ramp up staff and places, but a year is a joke tbh.

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38 minutes ago, Tommy G said:

It’ll take a brave man to lump on credit suisse at the min.

 

Don’t look at your pensions or investments today :ph34r:

Bloody banks

 

i wonder what effect on the stock markets the abolition of lifetime pension ceiling will have ?  I can see a lot of £40k lumps finding their way into sips over the next two weeks 

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5 minutes ago, st albans fox said:

Bloody banks

 

i wonder what effect on the stock markets the abolition of lifetime pension ceiling will have ?  I can see a lot of £40k lumps finding their way into sips over the next two weeks 

Banks cannot take all the blame, Govts and regulators have to as well. Banks are meant to be private, therefore can and are meant to fail. Regulators have sh4t themselves after SVB, which is a duration not liquidity crisis, and backstopped the lot. Let them fail.

 

Abolition of the ceiling is surely not going to have any material effect on the global markets, £bns are traded per day. The tiny minority of retail investors who are fortunate to have SIPs of that size will just throw their pots into trackers

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4 minutes ago, grobyfox1990 said:

Banks cannot take all the blame, Govts and regulators have to as well. Banks are meant to be private, therefore can and are meant to fail. Regulators have sh4t themselves after SVB, which is a duration not liquidity crisis, and backstopped the lot. Let them fail.

 

Abolition of the ceiling is surely not going to have any material effect on the global markets, £bns are traded per day. The tiny minority of retail investors who are fortunate to have SIPs of that size will just throw their pots into trackers

I appreciate that there aren’t a huge number of people with sips of that size but my understanding is that a lot of people stop investing into their sips (which are a few hundred grand) if they are late thirties/early forties because the expectation is that over a couple of decades, they will would likely exceed the ceiling. given that we are in march, will be interesting how many £40k’s are quickly put into sips over the next fortnight……

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3 hours ago, st albans fox said:

I appreciate that there aren’t a huge number of people with sips of that size but my understanding is that a lot of people stop investing into their sips (which are a few hundred grand) if they are late thirties/early forties because the expectation is that over a couple of decades, they will would likely exceed the ceiling. given that we are in march, will be interesting how many £40k’s are quickly put into sips over the next fortnight……

Probably the case, then another £60k in totality in April. As grobyfox says I don’t think it will have a material impact, could get a few more people 50+ back in the work place or extend retirement for some who have reached the ceiling. It’s a good tick in the box for a classic Tory voter whilst sliding in a left of centre policy with the childcare - which has fallen flat a bit with the 12 month delay, I understand the ramp up requirement of nurseries to deal with the intake and it  will need 12 months but the PR leak last night could of dealt with it a bit better, to manage expectations. 

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